Financial Advice Archives - Holzworth Partners

7 Oct 2026

LRBA Changes: What the New SMSF Property Rules Mean for SMSF Trustees

Significant changes to Limited Recourse Borrowing Arrangements (LRBAs) came into effect on 10 August 2026, changing how SMSFs can use borrowing to acquire real property.The changes do not mean LRBAs have disappeared or that SMSFs can no longer invest in residential property. Instead, the rules have changed the types of real property that can be acquired through a new LRBA.For SMSF trustees, the key distinction is between borrowing to acquire residential property, investing in residential

7 Oct 2026

Credit-card payments will end after 30 November 2026

By Jane Purnell

The Australian Taxation Office (ATO) has announced that it will stop accepting credit-card payments after 30 November 2026. The change affects individuals and businesses that currently use a credit card to pay tax liabilities or make instalments under an ATO payment plan. Why is the ATO making this change? The announcement follows broader changes to merchant card payment costs and surcharging in Australia. The ATO has stated that, as a government agency, it does not

1 Sep 2026

When Should You Speak to Your Financial Adviser?

By Mark Holzworth

Financial advice isn't something you only need when you're approaching retirement, have a large amount of money to invest, or something has gone wrong. Some of the most valuable advice can happen much earlier, when something in your life changes. A new job. A pay rise. Buying or selling property. Starting a business. Receiving an inheritance. Getting married or separating. Having children. Taking on debt. Changing your superannuation. Helping your adult children financially. Or simply

4 Aug 2026

SMSF Residential Property Borrowing Changes: What You Need to Know

By Mark Holzworth

The Federal Government has announced significant changes to the rules surrounding Self-Managed Super Funds (SMSFs) and residential property borrowing.Under the proposed legislation, SMSFs will no longer be able to use a Limited Recourse Borrowing Arrangement (LRBA) to purchase residential property. The change forms part of the Government's broader housing and taxation reforms and could affect Australians planning to invest in residential property through their super.If you're considering an SMSF property investment strategy, it's important to

4 Aug 2026

Take Control of Your Super: Is an SMSF Right for You?

By Jane Purnell

When it comes to building long-term wealth, your superannuation is often one of your largest financial assets. Yet many Australians feel disconnected from how their retirement savings are invested.A Self-Managed Super Fund (SMSF) gives you greater control over your investment decisions, allowing you to tailor your retirement strategy to suit your long-term goals. However, running an SMSF also comes with significant responsibilities, making professional guidance essential.At Holzworth Partners, we help clients determine whether an SMSF

2 Jun 2026

Federal Budget: The Brave New World of 2026

By Jane Purnell

The Treasurer, Jim Chalmers presented the Albanese Government's third Budget on 12 May 2026. Let's look through the noise in the aftermath to focus on what matters most for you, your business and investments. Some changes will benefit a number of people. For many, a comprehensive strategy rethink may be necessary over the next two years. The detail of actual legislation will be important to underpin any restructuring – so we will wait for clarity

2 Apr 2026

Take Control of Your Super: Is an SMSF Right for You?

By Jane Purnell

When it comes to building long-term wealth, your superannuation is often your largest asset. Yet many Australians feel disconnected from how it is invested. A Self-Managed Super Fund (SMSF) puts you back in control, allowing you to take an active role in your financial future and align your investments with your goals. At Holzworth Partners, we specialise in helping clients simplify the SMSF journey and maximise the opportunities available. What is an SMSF? A Self-Managed

2 Apr 2026

Navigating the Global Investment Climate: An Australian Investor’s Perspective

By Mark Holzworth

The global investment environment in 2026 is defined by heightened geopolitical risk, elevated uncertainty around energy markets, and a late-cycle economic expansion characterised by uneven growth and inflation elements. For Australian investors, these forces may underline the importance of diversification across regions, asset classes and currencies, while remaining mindful of currency volatility and geopolitical tail risks. Below we outline the current global backdrop and explore portfolio considerations. The Current Global Investment Backdrop Global growth remains resilient but fragile. The International Monetary Fund projects global GDP growth

27 Feb 2026

If aged care finances are confusing – get advice

By Jane Purnell

If aged care feels confusing, overwhelming or full of unfamiliar terminology, you are not alone. Seeking professional Aged Care Financial Advice can make the difference between feeling stressed and feeling confident about your decisions.Many people believe they cannot afford aged care advice. In reality, most families cannot afford the financial consequences of getting it wrong. Understanding the Complexity of Aged Care RADs, DAPs, MPIRs, MTAs and ACAT assessments.These are just a few of the terms

13 May 2025

Why You Should Seek Aged Care Advice Before Making Important Decisions

By Jane Purnell

Navigating the aged care system in Australia can be complex and overwhelming. Whether you’re planning for your own future, or helping a loved one transition into care, obtaining aged care advice from a qualified professional can make a significant difference in both financial outcomes and peace of mind. In this article, we’ll explore why seeking expert aged care advice is a smart move—and how it can help you make informed, confident decisions during what is