Holzworth News - Holzworth Partners

2 Apr 2026

Take Control of Your Super: Is an SMSF Right for You?

When it comes to building long-term wealth, your superannuation is often your largest asset. Yet many Australians feel disconnected from how it is invested. A Self-Managed Super Fund (SMSF) puts you back in control, allowing you to take an active role in your financial future and align your investments with your goals. At Holzworth Partners, we specialise in helping clients simplify the SMSF journey and maximise the opportunities available. What is an SMSF? A Self-Managed

2 Apr 2026

Navigating the Global Investment Climate: An Australian Investor’s Perspective

By Mark Holzworth

The global investment environment in 2026 is defined by heightened geopolitical risk, elevated uncertainty around energy markets, and a late-cycle economic expansion characterised by uneven growth and inflation elements. For Australian investors, these forces may underline the importance of diversification across regions, asset classes and currencies, while remaining mindful of currency volatility and geopolitical tail risks. Below we outline the current global backdrop and explore portfolio considerations. The Current Global Investment Backdrop Global growth remains resilient but fragile. The International Monetary Fund projects global GDP growth

27 Feb 2026

If aged care finances are confusing – get advice

By Jane Purnell

If aged care feels confusing, overwhelming or full of unfamiliar terminology, you are not alone. Seeking professional Aged Care Financial Advice can make the difference between feeling stressed and feeling confident about your decisions.Many people believe they cannot afford aged care advice. In reality, most families cannot afford the financial consequences of getting it wrong. Understanding the Complexity of Aged Care RADs, DAPs, MPIRs, MTAs and ACAT assessments.These are just a few of the terms

3 Jun 2025

Tax Question: Cryptocurrency and Capital Gains Tax

By Mark Holzworth

When it comes to investing in cryptocurrency, many individuals overlook the tax consequences of potentially high levels of performance returns. A recent client case highlights the complexities of managing capital gains tax (CGT) when transferring crypto assets from personal ownership to a more tax-effective structure, such as a company, trust, or SMSF. With significant gains already accruing, understanding the CGT implications is critical before making any changes to how you hold the investment. The client

3 Jun 2025

Understanding Payday Super – What You Need to Know

By Jane Purnell

Starting 1 July 2026 (if passed as law), Australian employers will be required to pay employees’ superannuation contributions at the same time as wages — a move commonly known as Payday Super. This change, announced in the 2023–24 Federal Budget, is designed to help workers grow their retirement savings faster and reduce unpaid super across the workforce. What is Payday Super? Currently, employers are only required to pay superannuation contributions quarterly. Payday Super means employers

13 May 2025

Why You Should Seek Aged Care Advice Before Making Important Decisions

By Jane Purnell

Navigating the aged care system in Australia can be complex and overwhelming. Whether you’re planning for your own future, or helping a loved one transition into care, obtaining aged care advice from a qualified professional can make a significant difference in both financial outcomes and peace of mind. In this article, we’ll explore why seeking expert aged care advice is a smart move—and how it can help you make informed, confident decisions during what is

9 May 2025

7 Life Events You Should Always Discuss With Your Accountant, Financial Adviser or Solicitor

By Jane Purnell

Looking for expert advice during major life changes? You're not alone. Whether it's buying a home, starting a business, or planning for retirement, the right guidance from an accountant, financial adviser, or solicitor can mean the difference between financial stress and long-term success.In this article, we outline seven important life events where getting professional advice is not just helpful—it’s essential. 1. Starting or Growing a Business If you’re launching or scaling a business, expert advice

2 May 2025

End of Financial Year: Superannuation Cut-Off Dates You Need to Know

By Jane Purnell

As 30 June 2024 quickly approaches, it’s time to prepare and finalise your superannuation contributions and pension withdrawals to ensure they are processed within this financial year. This is a key opportunity to optimise your tax position, maximise contribution caps, and stay compliant with regulatory requirements. Why Timing Matters Super contributions and withdrawals are not considered effective until the transaction has been fully processed by the fund. Simply initiating a payment on or near 30

11 Apr 2025

Meet the Team: Mausami Bhavsar

By Jane Purnell

Meet the Team: Mausami Bhavsar – Accountant At Holzworth Partners, we pride ourselves on the dedication and talent of our team. Today, we’re excited to introduce one of our new passionate accounting professionals – Mausami Bhavsar (Mansi), whose commitment to accuracy, integrity, and client service makes her an invaluable part of our practice. A Career Rooted in Precision and Professionalism Mansi is a detail-oriented and highly skilled accountant with a strong foundation in both Australian and

9 Apr 2025

What is a Tariff? Understanding the Role of Tariffs in Global Trade

By Jane Purnell

What is a Tariff? Understanding the Role of Tariffs in Global Trade In today's globally interconnected economy, the word tariff often pops up in the news, particularly in stories about trade negotiations, international disputes, or discussions about economic growth. But what exactly is a tariff, and why do countries impose them? In simple terms, a tariff is a tax imposed by a government on goods and services imported from other countries. These taxes are typically