There is increasing talk about the type of investing which considers environmental, social impact, and good governance (ESG) factors when making investment decisions. To understand if it is all just hype or whether its an important part of the future of investment let’s explore the topic. What is it? ESG factors can include things like a businesses' carbon emissions, its labour practices, and its board diversity. There are a number of reasons why investors might

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The national Home Value Index (HVI) assembled by CoreLogic has recorded a third consecutive monthly rise. The index captured continued growth in May of 1.2%, helped by low levels of available housing supply as owners continued to hold properties. By comparison, home values for March and April grew 0.6% and 0.5%, respectively. Notwithstanding the high uptick in price recovery, most housing markets across the country were still recording values well below their recent peaks. The

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Electronic conveyancing (or eConveyancing) is mandatory in Queensland from 20 February 2023. This means that certain instruments and other documents for property transactions will need to be digitally prepared, signed, settled and lodged using an Electronic Lodgement Network (ELN), by a subscriber, unless exempted. This includes transfers, mortgages, caveats (new, withdrawal), priority notices, and transmission by death. Under the Electronic Conveyancing National Law (Queensland), the Registrar of Titles can determine the requirements for Electronic Lodgment

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Entering the market now presents an opportunity to acquire investmentproperty prior to any price rises. 2022 delivered a year’s worth of price declines.However, the opening months of 2023 have brought hope of a property market recovery. Values have stabilised, auction clearance rates are up and motivated buyers have been active. Experts are predicting value growth in major markets over the next two years. Demand has recovered and places a floor under prices A lack of

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Only two asset classes achieved returns greater than 10% in the past year. It was deemed as the worst annual period in the past 20 years for many asset classes, says IndexInvest investment managers.  The best performances came from direct property and commodities which returned 11% and 17% respectively in 2022. It is worth noting direct property was the best performer of all asset classes over the past 20 years, returning an average 10.2% annually

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By Jane Purnell After a period of strong capital gains across all asset classes, the current decade would be more likely to see a far lower contribution of total return (which includes capital growth and income), given the established relationships between interest rates, inflation, leading economic indicators and corporate earnings which signalled falling profitability in the second half of 2023 and beyond, according to IndexInvest Investment Director Mark Holzworth. To further explain, Talaria Asset Management

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While it may seem like a distant memory now, two years ago home loan rates were being lowered everywhere. Locking in your mortgage rate was an excellent opportunity for many people. Since then there has been a significant shift in the interest rate landscape, with mortgage rates broadly following the perpendicular path of the official cash rate. As a result, homeowners who fixed a portion of or all of their loan during 2020 or 2021

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Perhaps the easiest way of achieving your financial and personal goals is to have a plan. Financial Planning for today, tomorrow and future years can help you retain and grow your wealth. The value of comprehensive strategic planning cannot be overstated and no matter how good ones cashflow or investments are, they can be severely compromised by poor planning. Think of the effects taxation, illness, legal risk and death can wreak upon your financial aspirations.

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