Jane Purnell, Author at Holzworth Partners - Page 3 of 8

12 Nov 2024

Understanding Negative Gearing and its Impact on the Housing Market

Negative gearing is a term commonly associated with property investment in Australia. It refers to the practice of borrowing money to purchase an investment property where the costs of owning that property—such as mortgage interest, maintenance, property management fees, and other expenses—are higher than the income generated from rent. This loss can be offset against the investor’s taxable income, reducing the amount of tax they are required to pay. Essentially, it allows property investors to

12 Nov 2024

Take Control of Your Finances with Our Personal Bookkeeping Services

By Jane Purnell

Personal Bookkeeping Managing your finances can be challenging, especially when juggling multiple investments, properties, or a busy schedule. Our personal bookkeeping services are designed to provide clarity and structure to your financial management, ensuring you stay organised and in control. Here’s an overview of how we can help: Our Process Consultation We begin by getting to know you and your financial plans. Whether you’re focusing on cash flow, investments, debt management, or saving for a

2 Oct 2024

October is Cyber Security Awareness Month: Protect Yourself and Your Financial Future

By Jane Purnell

As the digital world becomes an integral part of our daily lives, it’s more important than ever to stay vigilant about protecting your personal and financial information online. With October being Cyber Security Awareness Month, now is the perfect opportunity to assess your cyber safety practices and take steps to safeguard your data. At Holzworth Partners, we’re committed to not only helping you achieve your financial goals but also ensuring that your personal and financial information

1 Oct 2024

Empowering You to Achieve Your Financial Goals

By Jane Purnell

At Holzworth Partners, we believe that education is the foundation of sound financial decision-making. Our goal is to manage your finances and equip you with the knowledge and tools you need to achieve your financial goals with confidence. We are passionate about helping you understand every step of the process so you can make informed choices that align with your future aspirations. To ensure you have the right support, we’ve developed a variety of resources

17 Sep 2024

Estate Planning- No Will

By Jane Purnell

Passing Away with Out a Will Holzworth Legal's real-life case studies reveal the costly and stressful consequences of not having a Will. These stories show how proper estate planning ensures your wishes are followed and protects your loved ones from legal battles. Reach out to the team today to get help setting up your Wills and powers of attorney. To learn more about Wills, visit our page on Succession Planning Case Studies- The Case of

4 Sep 2024

The Value of Financial Advice in Enhancing Client Wealth

By Jane Purnell

In the ever-evolving financial landscape, the importance of professional financial advice has never been more evident. A recent report by Russell Investments highlights how financial advisers can significantly boost client portfolios, with an estimated annual value add of 5.7%. This figure underscores the multifaceted role that advisers play in safeguarding and growing their clients’ wealth, particularly through behavioural coaching, comprehensive financial planning, and tailored advice. Behavioural Coaching: A Crucial Role in Wealth Preservation One of

30 Aug 2024

Property investment terminology, benchmarking, and improving your return.

By Jane Purnell

Getting your head around property investment. If you’re a first-time investor, or you just want to better understand the lingo and investment performance measures, we’ve got you. We’ve put together easy to understand stats, facts and figures that any savvy property investor should get familiar with. To make life as an investor even easier, we’ve included some actions you can take if your property is not measuring up plus opportunities to look for if it

6 Aug 2024

Customising ESG Investing with a SMSF: Aligning Investments with Your Values

By Jane Purnell

As awareness of environmental, social, and governance (ESG) issues grows, many investors seek to align their investment portfolios with their personal values. ESG investing, which focuses on companies' ethical and sustainable practices, has become a popular choice for those who want to make a positive impact while achieving financial returns. For Australians, one of the most effective ways to customise ESG investments is through a Self-Managed Super Fund (SMSF). This article explores the benefits of

6 Aug 2024

Understanding Tax Implications for Cryptocurrency

By Jane Purnell

As cryptocurrency gains popularity, many investors remain uncertain about their tax obligations. Recent surveys highlight a significant gap in understanding, leading to the need for better compliance and record-keeping. The Australian Taxation Office (ATO) has established clear guidelines for taxing cryptocurrency, and non-compliance can result in significant penalties. Survey Insights According to the Independent Reserve Cryptocurrency Index, nearly 45% of Australian cryptocurrency investors do not fully understand their tax responsibilities. Additionally, 54% of participants have

6 Aug 2024

Complexities of Relationship Separation

By Jane Purnell

Separation is never easy, and the complexities involved can make it even more challenging. If you are currently navigating or soon to be facing a separation, there are major financial and emotional factors that need careful consideration. In these circumstances, there are often no clear winners or losers, as the process can be emotionally taxing for everyone involved. The Family Law Act 1975 serves as the cornerstone of family law in Australia, providing essential guidelines