The property purchase process involves various legal, financial and administrative tasks with all parties involved, such as agents, property lawyers/conveyancers and banks working hard to ensure a smooth property transaction. Unfortunately, issues can arise that prevent settlement from taking place on time.   Settlement Delays can be caused due to various reasons. The most common causes why settlements are delayed are:   Bank Complications: In instances where a purchaser is obtaining a home loan to

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While it may seem like a distant memory now, two years ago home loan rates were being lowered everywhere. Locking in your mortgage rate was an excellent opportunity for many people. Since then there has been a significant shift in the interest rate landscape, with mortgage rates broadly following the perpendicular path of the official cash rate. As a result, homeowners who fixed a portion of or all of their loan during 2020 or 2021

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Perhaps the easiest way of achieving your financial and personal goals is to have a plan. Financial Planning for today, tomorrow and future years can help you retain and grow your wealth. The value of comprehensive strategic planning cannot be overstated and no matter how good ones cashflow or investments are, they can be severely compromised by poor planning. Think of the effects taxation, illness, legal risk and death can wreak upon your financial aspirations.

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It is often the scenario where people wonder and ask why should we have a Will and hold the view that all will be fine when they pass away. More often than not it’s not the case. Consider the following: Mr M hadn’t prepared a valid Will when he died suddenly in a car accident. His loved ones expected he had a Will given he was very organised in every aspect of his life. His

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Just like with some forms of insurance, most people don’t think they need a lawyer — that is, not until they do. However, if you look closely, there are actually many instances in life where you may find yourself seeking legal advice. Here are five reasons where having a lawyer to advise you can spell the difference between solving a problem and losing out in the end. To ensure the outcome you want is legally

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